Our firm would be honored to explore the possibilities available to you and your family. We maintain an independent, client-oriented environment, which brings many benefits.
Individually managed accounts
Mutual funds, stocks, bonds and annuities
Employee stock option analysis
401(k)s and 403(b)s
Traditional and Roth IRAs
SIMPLE IRAs ad SEP-IRAs
529 College Plans
Asset protection strategies (against probate, lawsuits and divorce)
Tax reduction strategies
Charitable trusts and philanthropic endeavors
Financing for management buyouts
Funding for buy/sell agreements
Transfer of ownership to family members or employees
Liquidation options
Exit strategies
Securities America and its representatives do not provide tax or legal advice. Please consult the appropriate professional regarding your specific situation.
We use 5 key steps to help you decide if we are a good fit and can add substantial value to your situation. After committing to work together, we meet regularly to help keep your plans on track with your wishes.
Let’s see if we’re a good match. After the Discovery Meeting, we’ll develop your TOTAL CLIENT PROFILE, which documents your values, goals, resources, current assets, preferred ways of working and interests.
Step 1:
Get Acquainted
Wealth management is not an event, but a process spanning a lifetime. To begin, we learn more about your core values, beliefs, interests, concerns and resources during a Discovery Meeting. This is also a time when you can learn about us. We’ll explain our process and our fee structure. You can ask as many questions as you like. We want you to know exactly what to expect should we decide to partner in your wealth management. Afterward, we’ll develop your TOTAL CLIENT PROFILE. This puts into writing your values, goals, resources, current assets, preferred ways of working and interests. Then, together, we can begin to imagine your life without limits.
Can you imagine your life without limits? We can. And your PERSONAL INVESTMENT PLAN begins to map the way. A Streamlined Process
Step 2:
Set the Course
Investment Plan Meeting – Imagine your life without limits. Your PERSONAL INVESTMENT PLAN can show you the possibilities. In fact, when you see our specific wealth management recommendations laid out, you will likely see your dreams in a completely different light. They will begin to appear real. Yes, reviewing your Personal Investment Plan can be an inspiring experience.
We’re willing to make a commitment, but only if you feel we can add substantial value to your situation. Tell us if you’re ready to move forward. A Streamlined Process
Step 3
Agree to work together
Mutual Commitment Meeting Your PERSONAL INVESTMENT PLAN is ready. Now all we need to do is put it into action. The Mutual Commitment meeting brings us together to answer any final questions. We’ll also complete all papers necessary to move forward. Your WealthStone wealth management team will transfer your wealth to new accounts and make trades on your behalf. We’ll move forward on any other necessary action-steps.
We’ll review your documents and help you get organized. We’ll determine together if you have any special wealth management needs. If so, we’ll line up qualified professionals for that work. A Streamlined Process
Step 4:
Take care of details
Our Follow-up Meeting has two parts. First, we’ll go over all of your paperwork with you. We’ll provide your trade confirmations and review your account statements with you. We’ll also show you how to check your accounts through this Web site. Second, we’ll discuss next steps. We’ll schedule any meetings needed with our STRATEGIC PARTNERS. And finally, we’ll answer any questions you may have.
Wealth management is a process. Meeting regularly helps to keep your plans on track with your wishes. A Streamlined ProcessStep 5:
Keep moving forward
Regular Progress Meetings At WealthStone Financial, we are dedicated to our clients. We never want your questions to go unanswered. In fact, we encourage getting together often for regular Progress meetings. This will help keep your plan on track. Times change. Values change. New hopes and wishes may come into view. We’ll help keep your WEALTH MANAGEMENT PLAN up to date as your life unfolds. A new and very real worry these days is that you may outlive your retirement nest egg. Meeting periodically is integral to help make your nest egg last for many years to come.
Do you need a CPA, estate planning attorney or private banker? What about a charitable giving specialist or an investment advisor? We introduce our clients to strategic partners who can meet these needs.
Our clients receive access to our strategic partners.
Our team includes professionals who specialize in the areas of wealth accumulation, wealth preservation, tax mitigation, asset protection, asset management, charitable planning, estate planning, wealth distribution and more.
Drawing upon professionals from within our network helps us to provide an innovative and comprehensive approach to working with our clients.
Our strategic partners help us to identify and address our clients’ opportunities and pressing challenges and to execute appropriate and effective strategies for addressing those needs.
We offer an investment program applying the expertise of Dimensional Funds Advisors and Symmetry Partners in combination to provide balanced and more efficient portfolios. Click here to learn about Symmetry Partners.
One firm we work closely with is Symmetry Partners, a third party money manager that shares our BALANCED and diversified investment philosophy. By balanced, we mean a more consistent investment experience over time.
We approach investing as a planning process that takes into account the trends of many markets and conditions, rather than a reactionary style that responds to all whims of an individual market. This approach focuses on efficiency, strategic risk-taking and is based on academic research. Together, this translates to more balanced and well diversified portfolios best suited to the objectives of our clients.
Thus, our money management puts clients front and center. And although each has a different level of interest and concerns, we provide a full spectrum of investments and platforms to address those needs.
Of course, all investments involve the risk of a potential loss. Investors may receive less than the original amount. Before investing, clients are advised to consider their investment objectives and risk tolerance and the expenses associated with a particular investment.
401k Contributions• 2022 limit is $20,500• Catch-up contribution if age 50 or older $6,500IRA Contributions• Roth: Contribution limit $6,000• Traditional: Contribution limit $6,000• Catch-up: Contribution
401k Contributions • 2021 limit is $19,500 • Catch-up contribution if age 50 or older $6,500 IRA Contributions • Roth: Contribution limit $6,000 • Traditional:
When planning for retirement, identifying the sources of income that may be available to you in retirement, as well as a strategy for how you
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Securities offered through Securities America, Inc., member FINRA/SIPC. Monte S. Marti, CLU®, ChFC®, Registered Representative. Advisory services offered through Securities America Advisors, Inc. Monte S. Marti, Financial Advisor. WealthStone Financial, Inc. and the Securities America companies are unaffiliated. This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.
Insurance: AZ, CA, FL, GA, IA, IL, IN, ME, MN, MO, MS, NC, NE, PA, SD, TX, WI
Securities AL, AR, AZ, CA, CO, CT, DC, FL, GA, IA, ID, IL, IN, KS, KY, MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, NV, NY, OH, PA, SC, SD, TN, TX, VA, WA, WI,
RIA: IA, TX